Estacado Credit Union  




 
Effective 05/27/2009
 
Share/Savings Accounts
 
IRA Accounts
IRA Certificates Div. Rate APY *
    Rates same as Share Certificates
 
Share Accounts
Share Account0.75 Div. Rate0.75 APY *
    $25 Minimum $9999 Maximum
Share Account1.25 Div. Rate1.25 APY *
    $10000 Minimum $200000 Maximum
 
Share Certificate Accounts
6 Month Share Certificate1.50 Div. Rate1.51 APY *
12 Month Share Certificate1.75 Div. Rate1.76 APY *
13 Month Share Certificate1.75 Div. Rate1.76 APY *
18 Month Share Certificate1.90 Div. Rate1.92 APY *
24 Month Share Certificate2.00 Div. Rate2.02 APY *
36 Month Share Certificate2.50 Div. Rate2.53 APY *
Loan Accounts
 
Unsecured Loans (Signature)
Unsecured Loan (Signature)12.99 APR36 Month
  $3500.00 Maximum
Unsecured Loan (Signature)11.99 APR24 Month
  $3500.00 Maximum
 
Vehicle Loans
New Vehicles-20098.49 APR72 Month
New Vehicles-20097.49 APR60 Month
New Vehicles-20096.48 APR48 Month
2008 Vehicle8.49 APR60 Month
2008 Vehicle7.99 APR48 Month
2007 Vehicle8.99 APR60 Month
2007 Vehicle8.49 APR48 Month
2006 Vehicle9.49 APR60 Month
2006 Vehicle8.99 APR48 Month
2005 Vehicle9.99 APR60 Month
2005 Vehicle9.49 APR48 Month
2004 Vehicle10.49 APR60 Month
2004 Vehicle9.99 APR48 Month
2003 Vehicle11.99 APR60 Month
2003 Vehicle11.49 APR48 Month
2002 Vehicle12.49 APR60 Month
2002 Vehicle11.99 APR48 Month
2001 & Older APRUnsecured Rates Apply
 
Recreational Vehicle Loans
Recreational Vehicles APRVehicle Rates plus 1.00%
Fees & Disclosures
 
Deposit Account Fees
Overdraft Fee20.00
NSF Fee20.00
Returned Item Fee20.00
Stop Payment Fee15.00
 
Loan Account Fees
Loan Origination Fee20.00
 
Miscellaneous Fees
Wire Transfer-Outgoing15.00
ATM Card Replacement5.00
Debit Card Replacement5.00
ATM/Debit Card PIN Reissue5.00
Debit Card Overdraft Fee20.00
Foreign ATM Access Fee2.00
  

   Estacado Credit Union


PO Box 1082 220 N. Love
Lovington, NM 88260  USA
Phone: 575-396-7727  Fax: 575-396-7149
© 2009

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